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EIP Calculator

Employee Investment Plan Calculator with Employer Match, Bonus & Tax Benefits

Investment Details
Immediate: Your employer contributions are fully vested from day one.
Your Results

Enter your EIP details and click Calculate to see results

EIP vs SIP vs PPF Comparison
Feature EIP SIP PPF
Employer Match Yes (up to 100%) No No
Typical Returns 8-15% p.a. 10-15% p.a. 7.1% p.a.
Risk Level Moderate Moderate to High Zero (Govt. backed)
Lock-in Period Varies (vesting) None 15 years
Tax Benefits 80C / 401k ELSS (80C) 80C + EEE
Min Investment ₹500 / $50/mo ₹500 / $50/mo ₹500 / $50/yr
Bonus Component Yes (performance based) No No
Liquidity After vesting High (anytime) Partial (after 7 yrs)

How It Works

1

Enter Investment

Input your monthly EIP contribution in USD or INR and set your investment period.

2

Set Employer Match

Specify the employer match percentage and vesting schedule applicable to your plan.

3

Calculate Returns

View total investment, employer contribution, portfolio value, bonus amount & tax savings.

4

Export & Compare

Download results as CSV or image. Compare EIP vs SIP vs PPF to make informed decisions.